Although employers have been allowed since 2024 to offer two new emergency savings options tied to 401(k)s, few have done so.

A 401(k) plan is a tax-advantaged retirement account offered by many employers. There are two basic types—traditional and Roth. Here’s how they work.

Borrowing or withdrawing from your 401(k) leads to missed potential market returns. A withdrawal or loan reduces your investment base, forfeiting decades of compounding growth. Recovery takes ...

A large portion of employees withdraw their entire 401(k) balance when they leave a job rather than rolling it over to their new employer or another account, Vanguard found.

This straightforward guide breaks down the details on what exactly your 401(k) retirement account can and can't do for you in retirement.

More individuals are taking advantage of a Roth 401(k), which most employers now offer. You contribute after-tax money to a Roth 401(k) and can take tax-free withdrawals in retirement. A Roth 401(k) ...

You can now take penalty-free 401(k) withdrawals to pay for LTC insurance. The most you can withdraw for this purpose is $2,600 in 2026. Taking a 401(k) withdrawal for this reason could set your ...

Starting this year, some tax breaks will be off-limits for some retirement savers. That’s because of a new provision from Secure 2.0 that went into effect on Jan. 1, 2026.